Warehousing Equipment Financing Deals & Rates

Warehouse equipment financing can be a real problem solver for a growing business.  
Because the when you’re increasing inventory and trying to reduce labor costs you need to make meaningful changes in 2 areas: 

  1. The way your warehouse is organized. That means new pallet racks, drive-in racks and mezzanines
  2. Equipment you use to pick, pull orders and rack incoming inventory. 

And equipment financing or leasing can make those upgrades cost effective and quickly accomplished. 

Kinds of equipment financing available

Most people use the terms financing and leasing interchangeably. And while they do both describe ways to purchase equipment on a payment plan, there are some fundamental differences too. 

Leasing warehouse racking and equipment

Fundamentally, when you use an equipment leasing service you’re paying for its use over a period of time. 

When you lease a forklift, for example, you might make payments for 36 to 72 months and not own the vehicle at the end of the term. So in one sense you’re never really contributing toward ownership of the forklift. 

At the end of the lease you often have either the option OR the obligation to purchase it for the remaining value.  
One big advantage to leasing is that the monthly payment is typically much lower than a financed purchase. 

Companies choose equipment leasing programs for your warehousing equipment upgrades because of lower payments, or if you expect technological advances to make the next model more attractive.

There are different types of leases available, but all share these basic terms. 

Financing warehouse equipment

Financing is a more commonly chosen option for SMEs or bigger businesses for the following reasons: 

What EXACTLY Can you Finance?

Warehouse storage is usually overlooked by most companies when looking into financing. But rest assured, all of the following and more can be added to a business loan: 

Type of Storage Solution 


Pallet Racking
A type of shelving system designed for storing palletized goods. Common types of pallet racking include selective racking, drive-in racking, push-back racking, and pallet flow racking.
An intermediate level between the main floor and the ceiling of a warehouse, typically used to create additional floor space for storage or other purposes. Mezzanines can be freestanding or built into the existing structure.
Cantilever Racking
A type of racking system used for storing long, bulky items like lumber or piping. The racking consists of long, horizontal arms extending out from vertical columns.
Wire Decking
A type of decking that can be used with pallet racking to provide a more stable base for palletized goods. Wire decking is typically made of steel wire mesh and can help prevent items from falling between the gaps in the racking.
Bin Shelving
A type of shelving system designed for storing smaller items in bins or containers. Bin shelving is often used in parts departments or for organizing smaller items in a warehouse.
Mobile Shelving
A type of shelving that can be moved along tracks in order to maximize use of floor space. Mobile shelving can be useful for high-density storage areas or where space is limited.
Modular Drawers

A type of drawer system used for storing small items like tools or parts. Modular drawers can be configured in different sizes and layouts to fit specific needs.

Vertical Lift Modules 

Automated storage and retrieval systems that use vertical carousels or lifts to store and retrieve items. Vertical lift modules can be useful for high-density storage or for items that need to be accessed frequently. 

And here are a few examples of what types of equipment can be financed:

Type of Storage Solution 



Motorized vehicles with pronged platforms used to lift and move heavy loads within a warehouse or manufacturing facility. Can be leased to help businesses manage the upfront cost of purchasing a forklift outright. 

Conveyor systems 

Automated systems used to move materials or products from one area to another within a warehouse or manufacturing facility. Can be leased for short-term needs or when upgrading or expanding existing systems. 

Automated storage and retrieval systems 

Computer-controlled systems that automatically move materials or products within a warehouse or manufacturing facility. Can be leased to help businesses manage the upfront cost of purchasing a significant investment outright.

Pallet jacks 

Hand-operated or electric vehicles used to move pallets or other heavy loads within a warehouse or manufacturing facility. Can be leased for short-term needs or when testing new equipment. 

Dock equipment 

Equipment used to load or unload goods from trucks or other vehicles at a warehouse or manufacturing facility. Can include dock levelers, dock seals, loading dock plates, and other equipment. Can be leased to upgrade existing equipment or for temporary space operations. 

Deals and Rates for Leasing or financing for the warehouse industry

Partnering with Adia Capital has some real advantage for the warehouse industry.  

First, financing with us is a much faster process than going through a bank. We can have approvals in as little as 24 hours. Traditional banks typically take much longer. 

Quick financing or leasing equipment can mean taking advantage of Section 179 tax savings for the CURRENT calendar year.  

Next, Adia Capital has a network of banks and other financial institutions standing by to review warehouse industry lease and finance applications. We will shop your company’s application to get the best interest rates and terms available.  

Traditional lenders don’t have that flexibility. 

The team here at Adia also has the expertise in financing and the warehouse industry to help guide you through the entire process.  

Warehousing companies of any size can take advantage of equipment leasing for a wide range of equipment. Everything from pallet jacks, forklifts, reachlifts, shelving and racking systems to forklifts and conveyors can be financed with us!