Congratulations on taking that first step!
Now for some quick tips on 0% Financing
Qualifying for the Loan
In order to qualify for 0% financing, the bank looks at the following 3 things:
- Credit score
- Your current income
- Your overall debt
- Apply for $15,000 as your standard loan amount! You don’t have to spend it but you won’t be declined for asking for too much.
- The loan application may show a default rate of 29.9% – don’t worry! This is a special 0% promotion, the bank just uses this generic application form.
- This is not a “business” loan. It is a personal revolving credit program.
- No equipment discounts or special packages apply
If you are not approved for the full amount – DON’T PANIC – we often can get you approved for more.
If you’re declined – we have TONS of other options! We’ll work to get you approved.